What Jonathan explains and handles
- Eligibility basics. Texas Medicaid has strict income and resource limits for long-term care.
- The 60-month look-back. Gifts and transfers for less than fair value in the 5 years before applying can trigger a penalty period.
- Qualified Income Trusts. If income is over the Medicaid limit, a properly drafted QIT (sometimes called a Miller trust) can help someone qualify.
- Spousal protections. Rules that let the spouse at home keep income and a share of the couple’s resources.
- The home. When it’s exempt, and how Texas estate recovery may affect it later.
- Before an application. Planning ahead so your family knows what to expect. Jonathan does not prepare or file Medicaid applications himself.
An honest approach
Medicaid planning uses rules written by Congress and the State of Texas. Jonathan explains what the law allows, what each option costs your family in control and flexibility, and what the risks are. Then you decide.
Talk with Jonathan about paying for care. Schedule a consultation.